FINANCIAL PRIVACY NOTICE

SAM’S AUTO GROUP FINANCIAL PRIVACY NOTICE

Sam’s Auto Group respects the privacy of personal financial information provided to us. Federal law requires covered financial institutions to explain how they collect, share, and protect customers’ personal information.

Information We Collect

The information we collect and share depends on the product or service involved and may include:

• Social Security number and income
• Account balances and payment history
• Credit history and credit scores
• Contact and identification information, including driver’s license information
• Financing or leasing application information
• Employment information

We may collect this information when you provide contact or identification information, apply for financing or leasing, provide employment information, or otherwise provide information in connection with a potential transaction.

How We Protect Your Information

To protect personal information from unauthorized access and use, we use security measures designed to comply with federal law. These measures include computer safeguards and secured files and facilities.

How We Use and Share Financial Information

Sam’s Auto Group may share information for everyday business purposes, including processing transactions, maintaining accounts, responding to court orders and legal investigations, and reporting to credit bureaus.

Sam’s Auto Group may use information for our marketing purposes to offer our products and services.

Sam’s Auto Group may participate in joint marketing with other financial companies.

Sam’s Auto Group does not share information with affiliates for their everyday business purposes and does not share information about your creditworthiness with affiliates, consistent with our current Financial Privacy Notice.

We may disclose information to nonaffiliated companies, including finance companies, insurance companies, and service contract companies, as permitted by applicable law.

Financing and Lenders

When you request financing, we may submit personal and financial information to banks, lenders, and finance companies in connection with evaluating, processing, arranging, assigning, or servicing the financing you requested.

Your Privacy Choices

Federal law provides consumers with the right to limit certain types of information sharing. Consistent with our current Financial Privacy Notice, you may limit certain sharing of your personal information with nonaffiliated companies for their marketing purposes.

To exercise an applicable opt-out right, contact:

State law may provide additional rights.

Former Customers

When you are no longer our customer, information may continue to be handled and shared as described in this notice, subject to applicable law and applicable privacy choices.

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